Mortgage Loan Rates
As of August 8, 2011
Owner Occupied
(No blankets or construction)
Term |
Interest Rate |
Annual Percentage Rate |
|
1 Yr. Adj. |
30 yrs. |
4.49 |
4.607 (1) |
3 Yr. Adj. |
30 yrs. | 4.67 | 4.788 (2) |
5 Yr. Adj. |
30 yrs. | 4.74 | 4.858 (3) |
FIXED |
15 yrs. | 5.23 | 5.439 (4) |
10/30 Fixed |
10 yr. Balloon | 4.98 | 5.168 (5) |
12/30 Fixed |
12 yr. Balloon | 5.19 | 5.359 (6) |
15/30 Fixed |
15 yr. Balloon | 5.32 | 5.470 (7) |
|
(Balloon loans calculated at 30 Yr. Amortization) |
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Rates above are based on 80% or lower loan-to-values / Add .50% for loan-to-values between 80% and 90% |
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(1) APR is based on a loan of $50,000.00 for 30 yrs / pmt of $253.05
|
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Line of Credit |
(80% Equity) |
4.875 |
|
|
(90% Equity) |
5.875 |
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Mortgage Loan Closing Costs |
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