Skip to main content
We succeed only when we help our neighbors fulfill their dreams


In 1892, the Peoples Savings Bank was granted a charter by the State of Ohio to open for business in Urbana, Ohio. Realizing the importance of the Champaign County community they would serve, it was thus very logical to choose the name: The PEOPLES Savings and Loan Company.

In 1993, Peoples changed from a state-chartered savings and loan to a state-chartered savings bank – then becoming The Peoples Savings Bank. As a mutual savings bank -- and thus having no stockholders -- our dedication continues to be to the people we serve.

Over the years, Peoples has continually been meeting the financial needs of Urbana and Champaign County. Today, TPSB has a main office downtown at 10 Monument Square and a full-service branch with ATM at 618 Scioto Street.

As a full-service bank, we offer a wide array of both deposit and loan products. On the savings side, TPSB offers regular and NOW checking accounts, savings accounts, Certificates of Deposit, retirement, and HSA accounts. For those seeking to borrow, The Peoples Savings Bank offers home, farm, investment, and commercial mortgages. In addition, we also provide a full line of installment lending services including credit cards, personal loans, and loans for the purchasing of cars, trucks, boats, and motorcycles.

The Peoples Savings Bank also offers all the convenience of computer banking complete with bill pay – that can be accessed both on-line and via a smart phone app. TPSB is proud to offer the best of both banking worlds with “people when you need them – technology when you don’t”!

For 125 years, The Peoples Savings Bank has taken pride in outstanding personal service – currently being provided by the twenty-seven members of the experienced TPSB staff. We are locally owned, locally managed, and not part of a large, out-of-town financial holding company. As a local savings bank, we have a vital interest in the growth and success of Urbana, Champaign County, and the people who live here.

The Peoples Savings Bank is proud to have remained faithful to its founding ideals for 125 years. In doing so, TPSB continues to strive to exceed your financial service expectations with both our technology-based banking… and more importantly, with the opportunity to personally serve you in either of our two locations.