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With credit so easy, why would anyone want to save and buy with cash? Why – because it is always better to save than to borrow! But it is much easier said than done.

Look at it this way. Earning your money takes work. Isn’t it time to put your money to work for you?

Whether you are saving with a goal in mind or simply for a rainy day, starting and growing a savings program should be a cornerstone of your financial plan. But most people find it hard to get started.

So, how do you get started? Here are some tips that can start you on the road to financial independence:
  • Pay yourself first: The best way to save money rather than spending it is to make sure you never get a chance to spend it in the first place.
  • Avoid going into debt: Paying a sum of money up front is cheaper in the long run than borrowing and repaying a loan with interest over time.
  • Save for a purpose: Set goals, even small goals. It’s easier to save when you know what you’re saving for.
  • Set a budget: When you budget your monthly expenses, savings should be a piece of that budget.
Let’s look at these tips and others that will get you on the road to financial independence.

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Contact Us 

Main Office

10 Monument Square
Urbana, OH 43078
Phone: 937-653-1600

Full-Service Branch/24-hour ATM

618 Scioto Street
Urbana, Ohio 43078 Phone: 937-653-1623 Contact Us
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