You will find the loan staff at The Peoples Savings Bank to be friendly, courteous and knowledgeable professionals offering the following lending products:
Our Mortgage Loan Officers are all registered through the Nationwide Mortgage Licensing System and Registry. Contact one of our trained loan professionals today for more information. Let the friendly staff of The Peoples Savings Bank find the right loan product for you!
The most important investment you will ever make is in a home of your own. This usually means establishing a long term relationship between yourself and a local financial institution. At The Peoples Savings Bank, we feel our first obligation is to make certain that the mortgage you receive from us is one you can live with comfortably. We have a variety of adjustable and fixed rate mortgage plans available; and we are sure you will be pleased with our personal service, expert advice and competitive rates.
Information Needed to Apply
Now you can borrow against the appraised value of your home at rates considerably lower than personal loan rates. Call one of our Qualified Mortgage Loan Officers for an appointment.
The Nationwide Mortgage Licensing System and Registry offers NMLS Consumer Access SM, which is a free service for consumers to confirm that the bank and the mortgage lender with whom they wish to conduct business are registered with the federal system. To access this free service, please go to http://www.nmlsconsumeraccess.org/
Owner Occupied / Permanent Construction
|Term||Interest Rate||Annual Percentage Rate|
|1 Yr. Adj.||30 yrs.||4.23||4.459 1|
|3 Yr. Adj.||30 yrs.||4.43||4.662 2|
|5 Yr. Adj.||30 yrs.||4.61||4.845 3|
|Fixed||15 yrs.||4.37||4.777 4|
|Fixed||28 yrs.||4.75||4.999 5|
|Fixed/Single Pmt||6 mos.||4.37||10.023 6|
|10/30 Fixed||10 yr. Balloon||4.24||4.607 7|
|12/30 Fixed||12 yr. Balloon||5.11||5.445 8|
|15/30 Fixed||15 yr. Balloon||5.27||5.568 9|
(Balloon loans calculated at 30 Yr. Amortization)
Rates above are based on 85% or lower loan-to-values
Line of Credit (80% Equity) 5.625 / (90% Equity) 6.625