Direct Deposit

Let direct deposit save you time, so you can enjoy other things!

With Direct Deposit, your funds are available on your pay date. Payroll, Social Security, government checks and other regularly deposited items are available for Direct Deposit. It's safe, easy and convenient.

What is Direct Deposit?

Direct deposit is the electronic transfer of a payment from a company or organization into an individual’s checking or savings account. It is the most widely used ACH electronic payment application and it is a smart way to get paid. It is ideal for more than just payroll, including payments, tax refunds, pensions, dividends, and bonuses.

Setting up Direct Deposit

Establishing direct deposit of your paycheck requires you to go through your employer, who will have the forms required to enroll. Your employer will ask for your Social Security number, along with a voided check containing your bank’s routing (bottom left on check) and account number. If you prefer to have the direct deposit into your savings account, your employer will need your bank’s routing number and your savings account number.

Setup will take approximately two weeks before direct deposit is established. Once it is completed, instead of receiving your regular paycheck, you will receive a voucher that looks similar to a check from your employer stating the amount that was deposited to your account and all the same information on taxes, benefits, and other deductions that were on your paper paycheck.

Contact us at 937.653.1600 or stop by one of our locations to set up direct deposit today! 

Important Information Regarding Federal Deposit Insurance Coverage (FDIC)

The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).