Deposits
We are here to help you with your checking and savings needs!
We understand the importance of managing your finances efficiently and securely, and that's why we offer a wide range of checking and savings account options tailored to meet your specific needs.
Our checking accounts provide you with convenient access to your money while offering various features to make your everyday banking simpler. With our user-friendly online and mobile banking platforms, you can easily track your transactions, pay bills, transfer funds, and even deposit checks from the comfort of your home or on the go. Whether you prefer a basic checking account or one that earns interest, we have the right solution to suit your lifestyle.
When it comes to savings, we believe in helping you build a strong financial foundation for your future. Our savings accounts offer competitive interest rates, allowing your hard-earned money to grow over time. Whether you're saving for a dream vacation, a down payment on a home, or simply creating an emergency fund, our dedicated team is here to guide you on your savings journey and help you achieve your goals.
At The Peoples Savings Bank, we pride ourselves on providing exceptional customer service. Our knowledgeable and friendly staff are always ready to answer your questions, address your concerns, and assist you in making the most of your checking and savings accounts. We strive to build lasting relationships with our customers, ensuring that we are here for you every step of the way.
Experience the convenience, security, and personal touch of banking with us. Explore our checking and savings account options today and let us help you take control of your financial future. Whether you're a first-time account holder or an experienced investor, we have the expertise and resources to support you in achieving your financial aspirations.
We understand the importance of managing your finances efficiently and securely, and that's why we offer a wide range of checking and savings account options tailored to meet your specific needs.
Our checking accounts provide you with convenient access to your money while offering various features to make your everyday banking simpler. With our user-friendly online and mobile banking platforms, you can easily track your transactions, pay bills, transfer funds, and even deposit checks from the comfort of your home or on the go. Whether you prefer a basic checking account or one that earns interest, we have the right solution to suit your lifestyle.
When it comes to savings, we believe in helping you build a strong financial foundation for your future. Our savings accounts offer competitive interest rates, allowing your hard-earned money to grow over time. Whether you're saving for a dream vacation, a down payment on a home, or simply creating an emergency fund, our dedicated team is here to guide you on your savings journey and help you achieve your goals.
At The Peoples Savings Bank, we pride ourselves on providing exceptional customer service. Our knowledgeable and friendly staff are always ready to answer your questions, address your concerns, and assist you in making the most of your checking and savings accounts. We strive to build lasting relationships with our customers, ensuring that we are here for you every step of the way.
Experience the convenience, security, and personal touch of banking with us. Explore our checking and savings account options today and let us help you take control of your financial future. Whether you're a first-time account holder or an experienced investor, we have the expertise and resources to support you in achieving your financial aspirations.
Checking
Regular checking
At Peoples, we have the banking services you want and need!
Our Regular Checking Accounts offer:
-Free Mobile Banking
-Free Mobile Deposit
-Free Internet Banking
-Free Debit Card
-Write up to 50 checks per statement cycle
-A $0.10 per check charge if over 50 checks per statement cycle
-No monthly fee when balance remains $500 or more
-A $5.00 fee will be imposed every statement cycle if the daily balance
falls below $500 any day of the cycle.
-Minimum deposit to open is $25.
-Monthly Image Statements
-Wide Selection of Check Styles
-FDIC Insured
-No service charge will be assessed when account holder is 60 years or older
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Our Regular Checking Accounts offer:
-Free Mobile Banking
-Free Mobile Deposit
-Free Internet Banking
-Free Debit Card
-Write up to 50 checks per statement cycle
-A $0.10 per check charge if over 50 checks per statement cycle
-No monthly fee when balance remains $500 or more
-A $5.00 fee will be imposed every statement cycle if the daily balance
falls below $500 any day of the cycle.
-Minimum deposit to open is $25.
-Monthly Image Statements
-Wide Selection of Check Styles
-FDIC Insured
-No service charge will be assessed when account holder is 60 years or older
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Now Checking
We have many ways to access and monitor your money!
Our NOW Checking Accounts offer:
-Free Mobile Banking
-Free Mobile Deposit
-Free Internet Banking
-Free Debit Card
-Write up to 50 checks per statement cycle
A $0.10 per check charge if over 50 checks per statement cycle
-No monthly fee when balance remains $800 or more
An $8.00 fee will be imposed every statement cycle if the daily balance
falls below $800 any day of the cycle.
-Minimum deposit to open is $25.
-Interest paid monthly when balance remains $800 or more
-Monthly Image Statements
-Wide Selection of Check Styles
-FDIC Insured
-No service charge will be assessed when account holder is 60 years or older
*Checking accounts are considered activity accounts and will become dormant after 6 months of NO deposit or withdrawal activity.
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Our NOW Checking Accounts offer:
-Free Mobile Banking
-Free Mobile Deposit
-Free Internet Banking
-Free Debit Card
-Write up to 50 checks per statement cycle
A $0.10 per check charge if over 50 checks per statement cycle
-No monthly fee when balance remains $800 or more
An $8.00 fee will be imposed every statement cycle if the daily balance
falls below $800 any day of the cycle.
-Minimum deposit to open is $25.
-Interest paid monthly when balance remains $800 or more
-Monthly Image Statements
-Wide Selection of Check Styles
-FDIC Insured
-No service charge will be assessed when account holder is 60 years or older
*Checking accounts are considered activity accounts and will become dormant after 6 months of NO deposit or withdrawal activity.
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Student Checking
Be prepared for the next step with student checking from Peoples!
Our Student Checking Account is available to fulltime students under the age of 25.
Benefits
-No monthly service charge
-$25 minimum opening depositUnlimited bill pay
-eStatements only
-Free Internet Banking
-Free Mobile Banking
-Free Mobile Deposit
-Free Debit Card
-No per check charge for first 5 checks per statement cycle
-Unlimited signature based point of sale transactions
Dormant / Inactive Account Information
A dormant account fee of $5.00 per month will be charged after 6 months of inactivity. Checking Accounts are considered activity accounts and will be dormant after 6 months of no deposit or withdrawal activity.
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Our Student Checking Account is available to fulltime students under the age of 25.
Benefits
-No monthly service charge
-$25 minimum opening depositUnlimited bill pay
-eStatements only
-Free Internet Banking
-Free Mobile Banking
-Free Mobile Deposit
-Free Debit Card
-No per check charge for first 5 checks per statement cycle
-Unlimited signature based point of sale transactions
Dormant / Inactive Account Information
A dormant account fee of $5.00 per month will be charged after 6 months of inactivity. Checking Accounts are considered activity accounts and will be dormant after 6 months of no deposit or withdrawal activity.
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Savings
Statement Savings
We are here to help you with your savings needs!
Statements show all deposit and withdrawal activity on a monthly basis. Minimum deposit to open is $25. Interest is paid from balance of $100.00 to the date of withdrawal, compounded daily and paid monthly. Statement savings funds can be accessed using our ATM.
Statements show all deposit and withdrawal activity on a monthly basis. Minimum deposit to open is $25. Interest is paid from balance of $100.00 to the date of withdrawal, compounded daily and paid monthly. Statement savings funds can be accessed using our ATM.
Savings accounts are considered activity accounts and will become dormant after 12 months of NO deposit or withdrawal activity. When an account becomes dormant there will be a fee of $5 assessed each month.
If the balance falls below the minimum of $100, a $3/month service charge will be assessed.
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Savings Rates
Amount to Open / Minimum Balance To Earn APY %: $25.00 / $100.00 & over
Interest Rate %: 0.20
Annual Percentage Yield (APY) %: 0.20
If the balance falls below the minimum of $100, a $3/month service charge will be assessed.
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Savings Rates
Amount to Open / Minimum Balance To Earn APY %: $25.00 / $100.00 & over
Interest Rate %: 0.20
Annual Percentage Yield (APY) %: 0.20
Youth Savings Account
You never know what they'll want to be when they grow up, start saving today!
Anyone under 19 years of age can take advantage of this unique savings option. A minimum deposit of $10 required to open.
Anyone under 19 years of age can take advantage of this unique savings option. A minimum deposit of $10 required to open.
Savings accounts are considered activity accounts and will become dormant after 12 months of NO deposit or withdrawal activity. When an account becomes dormant there will be a fee of $5 assessed each month.
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Important Information Regarding Federal Deposit Insurance Coverage (FDIC)
The FDIC Insurance Coverage has been permanently increased to $250,000 per depositor, per institution. To learn more about the FDIC or to understand more about coverage, visit FDIC Electronic Deposit Insurance Estimator (EDIE).
Advantage 50 Club
Through the years you’ve worked hard…and now it’s your time to relax and enjoy the many benefits that come along with your membership in The Peoples Savings Bank’s ADVANTAGE 50 CLUB.
Designed with you in mind, our ADVANTAGE 50 Club offers:
· Money-saving benefits
· Travel Opportunities
· Special Events
· Special Club-only promotions
Our ADVANTAGE 50 Club is open to any customer who has reached the age of 50 and has a total minimum balance of $2500 in any savings, certificate of deposit, and or IRA account.
With more than 2000 members, the club has a regular schedule of social, travel, and educational opportunities.
Designed with you in mind, our ADVANTAGE 50 Club offers:
· Money-saving benefits
· Travel Opportunities
· Special Events
· Special Club-only promotions
Our ADVANTAGE 50 Club is open to any customer who has reached the age of 50 and has a total minimum balance of $2500 in any savings, certificate of deposit, and or IRA account.
With more than 2000 members, the club has a regular schedule of social, travel, and educational opportunities.