CDs
Rates effective as of 1/15/2025
Product |
Amount to Open/Minimum Balance to Earn APY% |
Interest Rate % |
Annual Percentage Yield (APY)% |
6 Month CD |
$500.00 / $500.00 |
3.55 |
3.61 |
12 Month CD |
$500.00 / $500.00 |
3.75 |
3.82 |
18 Month CD |
$500.00 / $500.00 |
3.00 |
3.05 |
24 Month CD |
$500.00 / $500.00 |
3.20 |
3.25 |
36 Month CD |
$500.00 / $500.00 |
2.86 |
2.90 |
48 Month CD |
$500.00 / $500.00 |
2.96 |
3.00 |
Federal regulations on CDs require a substantial penalty for early withdrawal.
Rates compounded daily.
Fees or other conditions could reduce the earnings on the accounts.
We reserve the right to change the rates at any time.
Rates compounded daily.
Fees or other conditions could reduce the earnings on the accounts.
We reserve the right to change the rates at any time.
Savings Accounts
Product |
Amount to Open/Minimum Balance To Earn APY% |
Interest Rate % |
Annual Percentage Yield (APY)% |
Statement Savings |
$25.00 / $100.00 & over |
0.20 |
0.20 |
Christmas Savings |
$10.00 / N/A |
0.10 |
0.10 |
Grandparent Statement Savings |
$25.00 / $25.00 |
0.20 |
0.20 |
Money Fund Savings |
$2,500.00 / |
||
$100 - $2,499.99 |
0.20 |
0.20 |
|
$2,500 - $9,999.99 |
0.50 |
0.50 |
|
$10,000.00 - $24,999.99 |
0.75 |
0.75 |
|
$25,000 - $49,999.99 |
0.85 |
0.85 |
|
$50,000 - $99,999.99 |
0.85 |
0.85 |
|
$100,000.00 & over |
0.85 |
0.85 |
Checking
Product |
Amount to Open/Minimum Balance To Earn APY% |
Interest Rate |
Annual Percentage Yield (APY)% |
NOW Checking |
$25.00 / $800.00 |
0.25 |
0.25 |
Regular Checking |
$25.00 / N/A |
N/A |
N/A |
Student Checking |
$25.00 / N/A |
N/A |
N/A |
Business Interest Checking
Minimum Balance To Earn APY% |
Interest Rate % |
Annual Percentage Yield (APY) % |
$1,000.00 - $9,999.99 |
0.10 |
0.10 |
$10,000.00 - $24,999.99 |
0.10 |
0.10 |
$25,000.00 - $99,999.99 |
0.25 |
0.25 |
$100,000.00 - $249,999.99 |
0.30 |
0.30 |
$250,000.00 and over |
0.35 |
0.35 |
$100.00 opening deposit requirement
Rates compounded daily.
Fees or other conditions could reduce the earnings on the accounts.
We reserve the right to change rates at any time.
Rates compounded daily.
Fees or other conditions could reduce the earnings on the accounts.
We reserve the right to change rates at any time.
IRAs
Product |
Amount to Open/Minimum Balance To Earn APY% |
Interest Rate % |
Annual Percentage Yield (APY) % |
IRA Statement Savings |
$10.00 / N/A |
0.10 |
0.10 |
6 Month IRA Certificate |
$500.00 / $500.00 |
3.55 |
3.61 |
18 Month IRA Certificate |
$500.00 / $500.00 |
2.71 |
2.75 |
36 Month IRA Certificate |
$500.00 / $500.00 |
2.86 |
2.90 |
6-10 Year IRA Certificate |
$500.00 / $500.00 |
3.68 |
3.75 |
Federal regulations on CDs require a substantial penalty for early withdrawal.
Rates compounded daily.
Fees or other conditions could reduce the earnings on the accounts.
We reserve the right to change the rates at any time.
Rates compounded daily.
Fees or other conditions could reduce the earnings on the accounts.
We reserve the right to change the rates at any time.
