LOANS RATES
Rates effective as of 2/12/2024
Mortgages - Owner Occupied/Permanent Construction
Type |
Term |
Interest Rate % |
Annual Percentage Rate % |
1 Year Adj. |
30 Years |
5.50 |
5.587 (1) |
3 Year Adj. |
30 Years |
5.75 |
5.838 (2) |
5 Year Adj. |
30 Years |
6.25 |
6.341 (3) |
Fixed |
15 Years |
7.05 |
7.206 (4) |
Fixed |
20 Years |
7.35 |
7.477 (5) |
Fixed |
28 Years |
7.50 |
7.603 (6) |
Fixed/ Single Payment |
6 Months |
6.95 |
7.109 (7) |
10/30 Fixed |
10 Year Balloon |
7.05 |
7.193 (8) |
Balloon loans calculated at 30 Year Amortization.
(1) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $851.68
(2) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $875.36
(3) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $923.58
(4) APR is based on a loan of $150,000.00 for 15 yrs / pmt of $1,352.44
(5) APR is based on a loan of $150,000.00 for 20 yrs / pmt of $1,194.67
(6) APR is based on a loan of $150,000.00 for 28 yrs / pmt of $1,069.30
(7) APR is based on a loan of $150,000.00 for 6 mos / pmt of $155,125.63
(8) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $1,003.00
(1) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $851.68
(2) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $875.36
(3) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $923.58
(4) APR is based on a loan of $150,000.00 for 15 yrs / pmt of $1,352.44
(5) APR is based on a loan of $150,000.00 for 20 yrs / pmt of $1,194.67
(6) APR is based on a loan of $150,000.00 for 28 yrs / pmt of $1,069.30
(7) APR is based on a loan of $150,000.00 for 6 mos / pmt of $155,125.63
(8) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $1,003.00
Line of Credit
Type |
Annual Percentage Rate % |
80% Equity |
Prime Rate plus 1.625% |
90% Equity |
Prime Rate plus 2.625% |