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THE PEOPLES SAVINGS BANK
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Loan Rates

LOANS RATES

Rates effective as of 9/19/2024

Mortgages - Owner Occupied/Permanent Construction

Type
Term
Interest Rate %
Annual Percentage Rate %
1 Year Adj.
30 Years
5.00
5.085 (1)
3 ​Year Adj.
30 Years
5.25
5.337 (2)
5 ​Year Adj.
​30 Years
5.75
5.839 (3)
Fixed
15 Years
6.55
6.704 (4)
Fixed
20 Years
6.85
6.974 (5)
Fixed
28 Years
7.00
7.100 (6)
Fixed/ Single Payment
6 Months
6.45
6.632 (7)
10/30 ​Fixed
10 Year Balloon
6.55
6.691 (8)
Balloon loans calculated at 30 Year Amortization.

(1) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $805.23
(2) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $828.31
(3) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $875.36
(4) APR is based on a loan of $150,000.00 for 15 yrs / pmt of $1,310.79
(5) APR is based on a loan of $150,000.00 for 20 yrs / pmt of $1,149.48
(6) APR is based on a loan of $150,000.00 for 28 yrs / pmt of $1,019.41
(7) APR is based on a loan of $150,000.00 for 6 mos / pmt of $154,756.88
(8) APR is based on a loan of $150,000.00 for 30 yrs / pmt of $953.04

Line of Credit

Type
Annual Percentage Rate %
80% Equity
Prime Rate plus 1.625%
90% Equity
​Prime Rate plus 2.625%
The Peoples Savings Bank Urbana Ohio logo
Main Office
10 Monument Square
Urbana, OH 43078
​Hours

Monday, Tuesday, Thursday
8:30am-4:00pm
Friday
8:30am-5:30pm
Wednesday, Saturday
8:30am-12:00pm
Full Service Branch/ 24 hour ATM
618 Scioto St
Urbana, OH 43078
​Hours

Monday, Tuesday, Thursday
8:30am-5:00pm
Friday
8:30am-5:30pm
Wednesday, Saturday
8:30am-12:00pm
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  • Home
  • Personal
    • Personal Banking
    • Personal Loans
    • Personal Banking Services
  • Business
    • Business Banking
    • Business Loans
    • Business Banking Services
  • Advantage 50
  • Resources
    • Financial Calculators
    • Report Fraud
    • Upload a File
    • Downloads
    • Savings Rates
    • Loan Rates
  • About
    • History
    • Meet the Team
    • Message from the President
    • Newsletters
  • Contact