Loans
Life is full of unexpected twists and turns, and at The People's Savings Bank, we understand that sometimes you need a little extra financial support. Whether you're facing unexpected medical bills, need funds for a dream vacation, or require repairs for your home or car, we are here to assist you every step of the way.
Our loan options are designed to provide you with the flexibility and convenience you need to tackle unforeseen expenses or fulfill your aspirations. With competitive interest rates and flexible repayment terms, our loans can be tailored to meet your specific needs and budget.
If medical bills or other unplanned expenses are causing financial stress, our personal loans can provide you with the funds you need quickly and efficiently. Our experienced loan officers will guide you through the application process, ensuring a hassle-free experience. We understand that emergencies don't wait, and we strive to provide prompt approvals and timely disbursements to ease your financial burden. As a Mutual Bank, we are locally owned and operated, we can provide faster answers and service!
Is your home in need of repairs or renovations? Our home improvement loans offer the necessary funds to enhance the comfort, functionality, and value of your property. Whether you're tackling minor repairs or planning a major remodeling project, our loan experts will work with you to find the best solution for your specific situation.
At The Peoples Savings Bank, we believe in building relationships with our customers and providing personalized service. Our loan officers are committed to understanding your unique circumstances and finding the loan option that best meets your needs. We are here to support you throughout the entire loan process, from application to repayment.
Don't let unexpected expenses hold you back or compromise your financial well-being. Contact us today and let us help you navigate through life's ups and downs with our reliable and convenient loan options. Whatever your financial needs may be, we have the expertise and resources to assist you in achieving your goals.
Our loan options are designed to provide you with the flexibility and convenience you need to tackle unforeseen expenses or fulfill your aspirations. With competitive interest rates and flexible repayment terms, our loans can be tailored to meet your specific needs and budget.
If medical bills or other unplanned expenses are causing financial stress, our personal loans can provide you with the funds you need quickly and efficiently. Our experienced loan officers will guide you through the application process, ensuring a hassle-free experience. We understand that emergencies don't wait, and we strive to provide prompt approvals and timely disbursements to ease your financial burden. As a Mutual Bank, we are locally owned and operated, we can provide faster answers and service!
Is your home in need of repairs or renovations? Our home improvement loans offer the necessary funds to enhance the comfort, functionality, and value of your property. Whether you're tackling minor repairs or planning a major remodeling project, our loan experts will work with you to find the best solution for your specific situation.
At The Peoples Savings Bank, we believe in building relationships with our customers and providing personalized service. Our loan officers are committed to understanding your unique circumstances and finding the loan option that best meets your needs. We are here to support you throughout the entire loan process, from application to repayment.
Don't let unexpected expenses hold you back or compromise your financial well-being. Contact us today and let us help you navigate through life's ups and downs with our reliable and convenient loan options. Whatever your financial needs may be, we have the expertise and resources to assist you in achieving your goals.
Consumer Loan
Mortgage Loan
REAL ESTATE LOANS
Let our loan department lead you home! You will find the loan staff at The Peoples Savings Bank to be friendly, courteous and knowledgeable professionals offering the following lending products:
-Home Loans
-Home Equity
-Second Mortgage Loans
Our Mortgage Loan Officers are all registered through the Nationwide Mortgage Licensing System and Registry. Contact one of our trained loan professionals today for more information. Let the friendly staff of The Peoples Savings Bank find the right loan product for you!
HOME LOANS
The most important investment you will ever make is in a home of your own. This usually means establishing a long term relationship between yourself and a local financial institution. At The Peoples Savings Bank, we feel our first obligation is to make certain that the mortgage you receive from us is one you can live with comfortably. We have a variety of adjustable and fixed rate mortgage plans available; and we are sure you will be pleased with our personal service, expert advice and competitive rates.
Information Needed to Apply
-Last 2 year's tax returns with W2's
-Personal financial statement
-Recent Paystub
HOME EQUITY/SECOND MORTGAGE LOANS
Now you can borrow against the appraised value of your home at rates considerably lower than personal loan rates. Call one of our Qualified Mortgage Loan Officers for an appointment.
THE NATIONWIDE MORTGAGE LICENSING SYSTEM & REGISTRY
The Nationwide Mortgage Licensing System and Registry offers NMLS Consumer Access SM, which is a free service for consumers to confirm that the bank and the mortgage lender with whom they wish to conduct business are registered with the federal system. To access this free service, please go to http://www.nmlsconsumeraccess.org/
Institution NMLS# 802191
Brian K. Nicol NMLS# 803755
Beth Ropp NMLS# 803756
Kerri Beavers NMLS# 803753
Lori Rose NMLS# 1690078
Terri Belliveau NMLS# 711962
Marsha Bumgardner NMLS# 2490383
Brad Millice NMLS# 2568078
Let our loan department lead you home! You will find the loan staff at The Peoples Savings Bank to be friendly, courteous and knowledgeable professionals offering the following lending products:
-Home Loans
-Home Equity
-Second Mortgage Loans
Our Mortgage Loan Officers are all registered through the Nationwide Mortgage Licensing System and Registry. Contact one of our trained loan professionals today for more information. Let the friendly staff of The Peoples Savings Bank find the right loan product for you!
HOME LOANS
The most important investment you will ever make is in a home of your own. This usually means establishing a long term relationship between yourself and a local financial institution. At The Peoples Savings Bank, we feel our first obligation is to make certain that the mortgage you receive from us is one you can live with comfortably. We have a variety of adjustable and fixed rate mortgage plans available; and we are sure you will be pleased with our personal service, expert advice and competitive rates.
Information Needed to Apply
-Last 2 year's tax returns with W2's
-Personal financial statement
-Recent Paystub
HOME EQUITY/SECOND MORTGAGE LOANS
Now you can borrow against the appraised value of your home at rates considerably lower than personal loan rates. Call one of our Qualified Mortgage Loan Officers for an appointment.
THE NATIONWIDE MORTGAGE LICENSING SYSTEM & REGISTRY
The Nationwide Mortgage Licensing System and Registry offers NMLS Consumer Access SM, which is a free service for consumers to confirm that the bank and the mortgage lender with whom they wish to conduct business are registered with the federal system. To access this free service, please go to http://www.nmlsconsumeraccess.org/
Institution NMLS# 802191
Brian K. Nicol NMLS# 803755
Beth Ropp NMLS# 803756
Kerri Beavers NMLS# 803753
Lori Rose NMLS# 1690078
Terri Belliveau NMLS# 711962
Marsha Bumgardner NMLS# 2490383
Brad Millice NMLS# 2568078
Student Loan
Need a loan to help pay for college? Looking to refinance existing loans after graduation?
The Peoples Savings Bank has partnered with College Ave Student Loans to help you achieve your higher education goals.
College Ave loans can help undergraduate and graduate students with their school expenses. We also have loans for parents who want to help cover the cost of college for their kids.
College Ave provides a simple application, helpful tools and a personalized loan experience to help you create a loan that works best for you and your budget.
College Ave also offers Student Loan Refinancing for graduates. Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. Plus, combining multiple loans into one loan can make repayment easier and simplify your life.
-Easy online application - instant credit decision
-Get your Refinance rate in 60 seconds
-No application or prepayment fees
-Build a repayment plan that fits your budget
Click on Learn More to see how this can help you!!
The Peoples Savings Bank has partnered with College Ave Student Loans to help you achieve your higher education goals.
College Ave loans can help undergraduate and graduate students with their school expenses. We also have loans for parents who want to help cover the cost of college for their kids.
College Ave provides a simple application, helpful tools and a personalized loan experience to help you create a loan that works best for you and your budget.
College Ave also offers Student Loan Refinancing for graduates. Refinancing your existing student loans can reduce your monthly payment and even the total cost of your loan. Plus, combining multiple loans into one loan can make repayment easier and simplify your life.
-Easy online application - instant credit decision
-Get your Refinance rate in 60 seconds
-No application or prepayment fees
-Build a repayment plan that fits your budget
Click on Learn More to see how this can help you!!
Credit Cards
Carry the card from The Peoples Savings Bank
To report a lost or stolen card, please call 1-800-325-3678. Support is available 24/7/365.
We offer Mastercard®, Mastercard Gold®, Visa ® and Visa Gold® Credit Cards with no annual fee and a competitive fixed interest rate.
To report a lost or stolen card, please call 1-800-325-3678. Support is available 24/7/365.
We offer Mastercard®, Mastercard Gold®, Visa ® and Visa Gold® Credit Cards with no annual fee and a competitive fixed interest rate.
Benefits
Travel Accident Insurance
You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA cost.
Credit Insurance
Our Credit Insurance program can protect your card, your family and your credit rating when you may need it most due to unexpected events.
Apply today to take advantage of our classic Visa or MasterCard with a low fixed rate of 13.9% or go for the gold and enjoy the benefits of our Visa Gold or Master Card Gold with a low fixed rate of 11.9%.
Either way there is NO ANNUAL FEE and we offer personal service for our cards at both locations.
ScoreCard Rewards Program
For every qualifying purchase made using your TPSB credit card, you earn the valuable benefits of being a ScoreCard Rewards member. The ScoreCard Rewards program has a robust catalog of thousands of items including brand names like Apple, Brighton, Pandora, Dyson, and Sony. Online ordering is available 24/7 at ScoreCardRewards.com.
Contact us at 937-653-1600 or stop by one of our locations to learn more about the benefits of using The Peoples Savings Bank Visa or MasterCard.
You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at NO EXTRA cost.
Credit Insurance
Our Credit Insurance program can protect your card, your family and your credit rating when you may need it most due to unexpected events.
Apply today to take advantage of our classic Visa or MasterCard with a low fixed rate of 13.9% or go for the gold and enjoy the benefits of our Visa Gold or Master Card Gold with a low fixed rate of 11.9%.
Either way there is NO ANNUAL FEE and we offer personal service for our cards at both locations.
ScoreCard Rewards Program
For every qualifying purchase made using your TPSB credit card, you earn the valuable benefits of being a ScoreCard Rewards member. The ScoreCard Rewards program has a robust catalog of thousands of items including brand names like Apple, Brighton, Pandora, Dyson, and Sony. Online ordering is available 24/7 at ScoreCardRewards.com.
Contact us at 937-653-1600 or stop by one of our locations to learn more about the benefits of using The Peoples Savings Bank Visa or MasterCard.
