Board of Directors

Marsha Bumgardner

President/CEO

Brian Nicol

Chairman of the Board

Greg Stocksdale

Scott DeLong

Bryan Thompson

Max Perry

Betty Sherman

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Officers

Beth Ropp

Senior Vice President
937-653-1610

​Kerri Beavers

Vice President of Lending
​937-653-1611

Lori Rose

Vice President of Professional Development
​​937-653-1616

Nichole Bloemhard

Assistant Vice President of Retail Banking
​​937-653-1641

Tammy Meyer

Treasurer/Corporate Secretary  
​937-653-1614

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Staff

​Paige Beeba / Customer Service Representative / 937-653-1622
Terri Belliveau / Commercial / Agricultural Lender / 937-653-1644
Michael Biddle / Assistant Accounting Manager / 937-653-1612​
Carla Brown / Branch Manager / AD50 Director / 937-653-1636
Julie Brown / Lending Department Assistant / 937-653-1632
Kathy Davis / Loan Processor / 937-653-1635
April Engstrom / Customer Service Representative / 937-653-1639
Cheryl Erwin / Customer Service Representative / 937-653-1605
Rachelle Ferryman  / Customer Service Supervisor / 937-653-1601
Sheri Garrison / Director of Loan Underwriting / 937-653-1608
Molly Hairston / Loan Receptionist / 937-653-1630
Kendra Hunt / Personal Banker / 937-653-1627
Lisa Jarnagin / Director of Compliance / 937-653-1613
Teresa Laird / Customer Service Representative / 937-653-1621
Brad Millice / Commercial / Agriculture Lender / 937-653-1626
Michelle Moffitt / Customer Service Representative / 937-653-1621
Melissa Reed / Lending Receptionist / 937-653-1630
Lisa Sanders / Customer Service Representative / 937-653-1622
Carrie Smith / Assistant Operations Manager / 937-653-1619
Liza Souders / Loan Processor / 937-653-1609
Patti Spangler / Loan Processor / 937-653-1646
Loretta Vernon / Customer Service Representative / 937-653-1607
Debbie Woods / New Accounts Representative / 937-653-1604